Cookie Policy

Last updated: April 18, 2026

What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They help the website remember your actions and preferences over time.

How We Use Cookies

We use cookies for the following purposes:

1. Essential Cookies

Cookie Name	Purpose	Duration
PHPSESSID	Maintains user session state	Session
csrf_token	Security token to prevent CSRF attacks	Session
cookieConsent	Remembers your cookie preferences	1 year

2. Functional Cookies

These cookies enable enhanced functionality and personalization:

• Language preferences
• Region settings
• User interface preferences

3. Analytics Cookies

We currently do not use analytics cookies.

4. Third-Party Cookies

Some of our pages may contain content from third-party services, which may set their own cookies:

• Stripe: Payment processing (only on payment pages)
• Social Media: If you share our content

Managing Cookies

You can control and manage cookies in various ways:

Browser Settings

Most browsers allow you to:

• See what cookies are stored
• Delete cookies individually or all at once
• Block third-party cookies
• Block all cookies
• Set preferences for specific websites

Browser-Specific Instructions

• Google Chrome
• Mozilla Firefox
• Safari
• Microsoft Edge

Cookie Settings for This Site

Updates to This Policy

We may update this Cookie Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this policy.

Contact Us

If you have questions about our use of cookies, please contact us:

• Email: admin@referxchange.com
• Phone: +12344152393