Terms of Service

Last updated: April 18, 2026

1. Acceptance of Terms

By accessing and using ReferXchange ("the Service"), you agree to be bound by these Terms of Service.

2. Description of Service

ReferXchange is a platform that connects task creators with workers who complete affiliate and referral tasks in exchange for credits.

3. User Accounts

• You must register with a valid Gmail account
• You must verify your phone number via SMS
• You are responsible for maintaining account security
• One account per person is allowed

4. Credits and Payments

• 1 Credit equals 1 USD
• Platform fee of 5% applies to all transactions
• Minimum withdrawal amount is $10
• Credits have no expiration date

5. Task Creation and Completion

• Task creators must provide accurate information
• Workers must complete tasks honestly and provide valid proof
• Auto-approval occurs after the specified timeframe if not manually reviewed
• Fraudulent activity will result in account termination

6. Premium Membership

• Premium membership costs $9.90 per month
• Premium members earn 90% of task credits (vs 50% for basic)
• Subscription can be cancelled at any time

7. Prohibited Activities

Users may not:

• Create multiple accounts
• Use automated scripts or bots
• Submit false or misleading information
• Engage in any illegal activities
• Violate third-party terms of service

8. Termination

We reserve the right to terminate accounts that violate these terms or engage in fraudulent activity.

9. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind.

10. Limitation of Liability

ReferXchange shall not be liable for any indirect, incidental, or consequential damages.

11. Contact Information

For questions about these Terms, contact us at: admin@referxchange.com